StrataX
Silicon Valley neighborhood at twilight
San Jose · Sacramento · California

I build densitywhere others see asingle-family lot.

Most homeowners and investors don't realize their California lot may already qualify for 3 to 5 units under SB9, AB1033, and SB79. StrataX originates, structures, and executes the deals — backed by Silverback Capital private lending.

Pick who you are below — we route you in under 3 minutes.

$600M+
projects managed
20+
years experience
48hr
feasibility turnaround
3 days
term sheets
California-licensed operator & lender
Accredited investors only · Rule 506(c)
48 hr feasibility · 1–3 day term sheets
Informational only — not legal, tax, or investment advice
Live · Legislation
SB9Active
AB1033Active in San Jose
SB79Transit corridors
ADUStatewide
$600M+
in real estate projects managed
20+
years strategy, finance & development
48hr
feasibility & ROI turnaround
3 days
Silverback term sheets
SB9 Lot Splits
AB1033 Condo ADUs
SB79 Transit Density
Bridge & Construction Lending
Accredited Investor Deals
48-Hour Feasibility
SB9 Lot Splits
AB1033 Condo ADUs
SB79 Transit Density
Bridge & Construction Lending
Accredited Investor Deals
48-Hour Feasibility
Start here · Choose your path

Tell us who you are. We'll route you correctly.

Four tracks, one operator. Each one ends with a real artifact in your inbox — not a sales call. Not sure which fits? The concierge can route you in 30 seconds.

I own property
3 steps · ~2 min

Your lot may already be a 3 to 5 unit development site.

We pull zoning, setbacks, utilities, construction costs, and resale comps — then deliver a clear go / no-go report on what your property is actually worth under California's new density laws.

You get: a written 48-hour Feasibility & ROI report — yours to keep.
See if my lot qualifies
I want to invest
Accredited investors · Rule 506(c)

California infill exposure with institutional discipline.

Active project: 10% preferred return, ~69% projected IRR target, 12-month hold, 50/50 split after preferred. Vetted, structured, and executed under one roof.

You get: the live deal one-pager + accredited Deal Room access.
See the active deal
I rep a client / deal
1 form · 24-hr turnaround

Bring us a deal. We run feasibility in 24 hours.

Licensed agents, brokers, and wholesalers — submit the property details and we come back with a clear yes, no, or what-it-would-take. Co-broker structure on closed deals.

You get: a 24-hour feasibility memo on the parcel you submit.
Submit a deal
I need a loan
2 min · No credit pull

Silverback Capital. Bridge & construction lending.

From 6.99% APR. Loans $100K to $12M. Term sheets in 1–3 business days. Bridge loans funded in 10 days or less. Now nationwide.

You get: an indicative term sheet (rate, points, max loan) in 2 minutes.
Get indicative terms
How it works

Three steps from inquiry to a real decision.

01

Tell us who you are.

Owner, investor, agent, or borrower — pick a path and share the property or capital you're working with.

02

We run the work.

Zoning, density, feasibility, and underwriting through the in-house StrataX × Silverback playbook.

03

You get a clear decision.

A feasibility report, an indicative term sheet, or a deal deck — with go / no-go and next steps.

The opportunity

SB9, AB1033, and SB79 aren't just policies. They're catalysts.

California rewrote the economics of residential real estate. A single-family lot can now legally split, densify, and condo-convert in ways that didn't exist 24 months ago. Most homeowners still don't know it. Most ADU contractors don't operate at this level.

  • SB9
    Split a single-family lot into two parcels. Build up to 4 units where 1 existed.
  • AB1033
    Build ADUs and sell them separately as condos. San Jose was first to approve.
  • SB79
    Transit-oriented density. Increased unit counts near transit corridors.
Read the legislation breakdown
Aerial view of a California suburban lot
Active investor opportunity

Silveira Lane

A Silicon Valley infill project structured for accredited investors with a 10% preferred return and a projected ~69% IRR on a 12-month hold.

$750K
Equity raise
69%
Target IRR
10%
Preferred return
1.69×
Equity multiple
12 mo
Hold period
50/50
Profit split
Request the investor deck
Investor Access

Open the deal room.

For accredited investors only. We'll send the Silveira Lane deck within 24 hours.

By submitting, you agree to be contacted by StrataX Development or Silverback Capital. We don't share your information.

For verified accredited investors only under Rule 506(c). See Disclosures.

Proof preview

Real deals, real outcomes — not stock claims.

View all proof
Investor deal

Silveira Lane · Silicon Valley

$750K raise · 10% pref · ~69% projected IRR · 12 mo hold.

See the deal
Homeowner outcome

Single lot → 4-unit feasibility

SB9 lot split + ADU pathway modeled in 48 hours, no out-of-pocket development cost.

See proof
Borrower outcome

Bridge funded in 10 days

Silverback term sheet issued in 2 business days · LTC from 6.99% APR.

Explore lending

Past performance and projections are not indicative of future results. See Disclosures.

David Simmons
Founder · StrataX × Silverback Capital
Operator + lender, under one roof

One operator. Two firms aligned on the same outcome.

StrataX Development originates, structures, and executes California infill projects under SB9, SB79, SB1123, AB1033, and State Density Bonus Law.

Silverback Capital is the Sacramento-based private lending arm — financing bridge and construction deals most banks won't touch. Now lending nationwide.

Operator on the equity side. Lender on the debt side. One team, fewer middlemen, sharper underwriting.

Free Report

Get your free 48-hour Feasibility & ROI Report.

Zoning. Setbacks. Utilities. Construction costs. Resale comps. Delivered as a clear report — not a sales pitch — in 48 hours. No obligation.

No obligation. No credit pull. We never sell your information.

By submitting, you agree to be contacted by StrataX Development or Silverback Capital. We don't share your information.